Dream. Plan. Succeed.

Tax-free treatment on earnings and withdrawals to pay for disability-related expenses.

Photo of Mother and son
Picture of Fiona Ma, California State Treasurer.
Fiona Ma, CPA
California State Treasurer and NAST ABLE Committee Chair

Hello. Opening an ABLE account today means you invest in your future without losing benefits.

In the past, the risk of losing public benefits coupled with the high cost of support expenses, limited members of the disability community from building financial security. Until now.

Eligible individuals may now open a CalABLE account and manage their money on this website that provides you a tax-advantaged account, easy access to your money using the CalABLE Visa® Prepaid Card,* and confidence your savings, up to $100,000, won’t affect your eligibility for programs like SSI and Medi-Cal.

As State Treasurer, I am devoted to ensuring California’s most worthy and vulnerable citizens have the same opportunity to achieve financial stability as those without disabilities. Through CalABLE, we are achieving that vision.

Sign up today for your tax-free treatment on earnings and withdrawals to pay for disability-related expenses, and let us help you dream, plan and succeed in your most ambitious goals.

In peace and friendship,

Fiona Ma, CPA
California State Treasurer

*The CalABLE Visa Prepaid Card is issued by MetaBank®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.


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News &

September 14 Board Meeting

915 Capitol Mall,
Room 587,
Sacramento, CA 95814
10:00 AM - 12:00 PM

December 14 Board Meeting

915 Capitol Mall,
Room 587,
Sacramento, CA 95814
1:30 PM - 3:30 PM

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Open an Account

Opening an account is easy
with no paper forms.

Open an Account Today

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Who Is Eligible?

Individuals with a disability that occurred before age 26 are eligible to open a CalABLE account. If you meet this age of onset requirement, and receive benefits under SSI (Supplemental Security Income) and/or SSDI (Social Security Disability Insurance), you are automatically eligible to open a CalABLE account.

Learn more about
who is eligible
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Plan Benefits

Earnings in your CalABLE account are 100% federal and California state tax-free. Withdrawals to pay for disability-related expenses are also federal and California state tax-free.

The assets in your CalABLE account, up to $100,000, will not affect your ability to receive state and federal benefits such as SSI (Supplemental Security Income) and Medicaid.

Learn more about
plan benefits
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Qualified Expenses

Funds in a CalABLE account can be used for many different disability-related expenses, ranging from education, employment support, housing, transportation, assistive technology and healthcare.

A CalABLE account lets you save for emergency funds that can keep you independent and productive.

Learn more about
eligible expenses

CalABLE has teamed up with National Disability Institute (NDI) to provide you with additional resources to help you with your CalABLE account.

Are you:
  • Thinking about opening a CalABLE account?
  • Ready to open a CalABLE account?
  • Already using your CalABLE account?

NDI has tools and resources in its AchievABLE Corner to help you open and manage your CalABLE account, no matter where you are in the process.

National Disability Institute

National Disability Institute
You're leaving the CalABLE site and going to a site hosted by NDI.